To Hummus Bros in Holborn for a London Geek Dinner organised in association with Open Finance Coffee Club and The Thalesians. The special guest speaker was James Gardener (blog), Head of Innovation and Research at Lloyds TSB. He had some interesting things to say about big companies loosing the source code to their core systems and the rise of PayPal as well as his pet Innovation Market project at Lloyds TSB. I understand he will be publishing a book soon.